so right now im in a big hole. i live in northeast ohio where the wintery conditions suck! i just got my liscence last saturday and last night as i was backing out of a drive way(slowly)a patch of ice took me into a tree. my bumper is cracked and a very small part of my tailight is cracked as well. my parents are livid and they arent going to let insurance take care of it b/c my rates will skyrocket since ive only had my liscnce for a week(so typical for me) soooo anyway..............wat is this goin to cost! pleezzzz help me