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Insurance...List your rates


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99civic03
08-04-2003, 04:26 PM
Im jw what everyone here pays for insurance, so if you can, list your rates, along with the following things:

1)Year/Trim of car
2)Age
3)If you get the 3.0 discount (if youre still in HS)


Thanks a lot.

Ricochet
08-04-2003, 04:41 PM
Black 2000 Civic "DX" Hatchback
24 years old
$278/mo for 10 months a year (I get every 6th month off) = $2,780/year

I had a lead foot from age 17-22 and it's all caught up with me.

candlaudio
08-04-2003, 05:45 PM
damnit 99civic03 you got some high ass insurance, glad im not you.....lol

94 civic dx
27
60 a month for 4 months and 2 months free..6 month plan 240.00

99 civic ex ( fiances car but we ive together )
23
120 a month

eckoman_pdx
08-04-2003, 06:45 PM
I drive a civic 92 dx
24 years old
My coverage is 100/300/100, for about $190/month or so. It's about $1150 every 6 months, so that like $2300-$2400/year. I got a few tickets a years-year and a half ago, that caused me to have higher rates. Also, the old company I was with I got all kinds of discounts, since my enitre family, grandparents, etc, my throught that agent. But when I got hit bu some jerk, they saw my modded my car was and dropped me, so I had to find new insurance. That in itself raised my rates a little, since I didn't get all the discounts anymore.

wheel1856
08-04-2003, 07:35 PM
92 VX, comprehensive coverage, piss poor record, 24 yrs old, on mom and dad's plan: $84/month. Used to have good student discount, in college, then graduated, rate stayed though....not sure.

(the 94 ex I used to have got me in a lot of trouble I was addicted to v-tec, now I think the VX is the same car and drive as such, not so much, but it'll still get you a ticket.)

jameskersten
08-04-2003, 07:36 PM
$99can a month
21yrs old
93 civic si

zigen
08-04-2003, 07:43 PM
24 yrs old
99 Civic DX hatch

I share a policy with my brother so I pay half of $337.87 a month for I believe 5 months for a 6 month policy. I don't know exactly what my coverage limits are but I know I have full coverage.

So I pay $168.93 a month and I put about $700 down I believe.

leolo007
08-04-2003, 08:09 PM
'92 civic cx
25yrs
$66/month full coverage

CivicSiRacer
08-04-2003, 10:48 PM
1)Year/Trim of car - 2000 Honda Civic Si
2)Age - 31 years old
3)If you get the 3.0 discount - yes due to me being over 25, owning a house, two car family, and married.

I pay $500/year now. In NJ it would be about $2000/year.

b16rex
08-04-2003, 11:13 PM
88 crx
17 yrs old
$66 full coverage after 2 totals and 2 tickets :)

eckoman_pdx
08-05-2003, 12:36 AM
Originally posted by b16rex
88 crx
17 yrs old
$66 full coverage after 2 totals and 2 tickets :)

How the hell at 17 did you manage $66/month with 2 totals and 2 tickets???

b16rex
08-05-2003, 12:39 AM
I have no idea man, my insurance actually went down after my first total.

eckoman_pdx
08-05-2003, 12:43 AM
Originally posted by b16rex
I have no idea man, my insurance actually went down after my first total.
Damn, who's your company? I should check them out, lol

b16rex
08-05-2003, 12:45 AM
Safeco:bigthumb:

97civichx
08-05-2003, 02:20 AM
I pay $85 per month but thats only for liability, no collision.
97 civic hx
18 years old

leolo007
08-05-2003, 02:43 PM
Originally posted by leolo007
'92 civic cx
25yrs
$66/month full coverage

well after I wrote this, I had an accident, f@*ked up my car pretty bad. Lets see what the insurance company says.

eckoman_pdx
08-06-2003, 03:48 AM
Originally posted by leolo007


well after I wrote this, I had an accident, f@*ked up my car pretty bad. Lets see what the insurance company says.

That sucks man, good luck getting your car fixed. I hope it works out.

Miataracer
08-06-2003, 03:56 AM
I am really sorry for you... that is a good looking clean car. Goodluck getting it back together! Make it better as you rebuild! From bad can come good...

eckoman_pdx
08-06-2003, 04:00 AM
Originally posted by Miataracer
Make it better as you rebuild! From bad can come good...

This is very true. If you let them total it out, make sure you keep all the stuff you have into it. It'll give you a headstart if you decide on a new ride, though I do hope it gets fixed. Miataracer is right, it's a nice clean looking little hatch.

leolo007
08-06-2003, 04:55 PM
yeah, I was thinking if they give me money to fix it, I would probably use that money the buy another civic and swap all the parts.
There is no pic that I can use to show how bad it is, for some reason it just doesnt show.

00CivicEXnwbe
08-06-2003, 06:47 PM
$114 a month - 8 months a year
27y
2000 Civic EX

Still financing so I gotta have full coverage plus $50,000 liability.
Never been CAUGHT speeding, no accidents, perfect record (driving):biggrin:

AtomAton
08-06-2003, 09:23 PM
Originally posted by 00CivicEXnwbe

Never been CAUGHT speeding, no accidents, perfect record (driving):biggrin: [/B]

dude, you better knock on wood, all braggin like that...



25 Yrs old
97 Civ EX
$190 per 6 months

Jas_M
08-06-2003, 10:01 PM
2000 Civic $120/month, 25 years old

Jas_M
08-06-2003, 10:02 PM
2000 Civic EX coupe
$120/month
25 years old
Perfect driving record.

Brand0137
08-06-2003, 10:40 PM
1997 Civic EX
$90 a month
17
:bigthumb:

Jesse Berry
08-06-2003, 11:55 PM
Man, you guys are all pretty lucky, I'm paying $300.00 a month for liability on a 1992 civic dx hatchback 19 years old:bs:

Jas_M
08-07-2003, 02:09 AM
$300 A MONTH FOR LIABILITY?!?! Damn dude, how messed up is your driving record? If i were you, i would just invest in a bus pass and stay away from driving for a few years.

eckoman_pdx
08-07-2003, 04:57 AM
Originally posted by Jesse Berry
Man, you guys are all pretty lucky, I'm paying $300.00 a month for liability on a 1992 civic dx hatchback 19 years old:bs:

How on earth did you end up with $300/month for only liability?

00CivicEXnwbe
08-07-2003, 07:20 AM
Originally posted by AtomAton


dude, you better knock on wood, all braggin like that...



25 Yrs old
97 Civ EX
$190 per 6 months


No no, wasn't bragging at all. Sorry :bigthumb:

CivicSiRacer
08-07-2003, 12:43 PM
Forgot to mention:

I had 2 accidents both were not my fault. 10 points on my license which got dropped to 3. Those 3 points expired 2 years ago. And plenty of tint tickets. :)

dredinyonkers
08-07-2003, 12:45 PM
when i was younger
i used to run from police..
i even made the local paper..
500 down 135 a month
living in ny sucks..
and that's bacic YOU faught insurance..
which means if i hit you
YOU WILL NOT GET PAID...LOL :lol:

sageuvagony
08-07-2003, 02:11 PM
1992 Civic LX
18
$250 a month with full coverage
NO TICKETS or ACCIDENTS!

bharding
08-07-2003, 04:43 PM
2000 si
18 yrs.
about 172/mo
1 ticket but got it erased with drivers class, + many speed warnings(KY interstate cops are nice)
Top speed so far 112, anyone else

eckoman_pdx
08-07-2003, 05:16 PM
Originally posted by bharding
2000 si
18 yrs.
about 172/mo
1 ticket but got it erased with drivers class, + many speed warnings(KY interstate cops are nice)
Top speed so far 112, anyone else

The first ticket I ever got, was supposed to be erased when I went to "traffic school." Well, it kind of did. But it really didn't, cuz insurance found out a year later anyways, and up went rates. Kinda got screwed there. But go figure, that company messed up my CLUE report with fasle crap so much, no one wanted to insure me, but I spend 3 months and cleaned it up, so now it's correct. And all is good again, well, mostly:bigthumb:

Dons92CivicVX
08-07-2003, 05:55 PM
Whazup fellas?
Ok, it looks like I'm the 'ol man here, seeing as I'm 35! On the positive side though, my rates are pretty low. I have a good driving record, married, home owner, two cars, and work for a manufacturing company, so I qualified for New Jersey Manufacturer which has great rates:

1) 1992 Civic VX
2) 35 (man I'm frickin old!)
3) HS is but a distant and fantastic memory...

I pay $420 a year...

Jesse Berry
08-07-2003, 06:29 PM
Originally posted by eckoman_pdx


How on earth did you end up with $300/month for only liability?


i got one speeding ticket 37 in a 25, one wreck two years ago with no damage but the old lady clamed it that's all....... BUT.....

i got a wreckless driving ticket four months ago for cutting someone off going 35 mph, and that's not reached the insurance yet...and.......

and i just got another wreckless driving ticket for driving into a ditch. "who would have thought that was wreckless"

so i'm screwed, probably gonna lose the old license ... two words
MO PEDD:sadwavey:

100proof
08-08-2003, 03:34 PM
92 civic hb dx
19
$80 a moth
0 years of experience driving

now i drive a
2000 integra gsr
$150 a month full coverge
1 year of experience of driving

the cars are on my dads insur....

Dizzydy
08-09-2003, 03:33 AM
I drive 96 DX
21 yrs old -I still get the 3.0 discount from college grades and I still pay damn near 2,000 a year (I gotta move from Jersey:lol: )

civicuser
08-09-2003, 02:10 PM
93 civic dx coupe
16 yrs
$100 a month ($600 every 6 months)

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